Stripe is taking another step towards cryptocurrencies by starting to test subscription payments in stablecoins as part of expanding its crypto capabilities.
The payment giant has begun rolling out a feature that allows businesses to accept recurring payments in stablecoins. This is another significant step towards integrating crypto into familiar financial processes.
Subscriptions in USDC via Base and Polygon networks
Now companies can accept subscription payments in USDC via the Base and Polygon networks. Everything is set up for convenience for both merchants and users: more than 400 wallets are supported, and payouts are received in fiat through the Stripe billing system.
Stripe is trying to simplify working with cryptocurrencies and make them part of everyday financial processes. One of the main barriers, the need to manually confirm transactions each time, has also been solved by the company.
With a custom smart contract, you can now save a wallet as a payment method. This allows you to set up regular debits without constant confirmations — something that was previously missing in crypto.
This innovation makes using cryptocurrencies more convenient and simplifies subscription management — something that previously hindered the widespread adoption of such solutions.
Unified management of fiat and crypto
One of the key advantages of stablecoin subscriptions from Stripe is the ability to manage crypto and fiat payments in a single interface via the Stripe dashboard.
The integration is fully compatible with Stripe Billing and Optimised Checkout Suite services. This allows businesses to track cash flows and income sources from a single window, without having to jump between systems.
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For companies with a recurring revenue model, this is especially relevant — almost a third of Stripe’s clients already fall into this category.
Adding stablecoins to familiar payment methods allows you to attract an audience that has long used crypto in everyday transactions.
Stripe expands reach and increases efficiency
Many platform clients, especially in AI and technology sectors, operate in the global market. At the same time, traditional cross-border transfers remain expensive and slow.
Switching to stablecoins helps reduce costs and speed up settlements, which is especially important for companies with a large number of cross-border operations.
For example, the startup Shadeform has already moved up to 20% of its operations to stablecoins, halved commissions, and received faster transfers.
Stripe is also actively developing partnerships with crypto wallets, including Phantom, to make stablecoin payments more accessible.
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Partnerships with crypto wallets help integrate stablecoin payments into everyday scenarios — without extra steps for the user and without the need to rebuild infrastructure.
In addition, Stripe offers companies tools to issue their own digital currencies and set up crypto payments for specific tasks. This is part of a broader strategy — to simplify business entry into the Web3 environment.
The feature is still in test mode, but it is already clear how it can change the very mechanics of subscriptions. Especially in countries where international transfers are still associated with delays and high costs.
Stripe does not separate crypto from familiar processes — on the contrary, it carefully integrates it where it can really simplify settlements. All this is not for hype, but to make the system more flexible for business and convenient for users.
