EXMO Exchange Review: Complete Guide and Walkthrough
This EXMO exchange review for 2026 explains the platform’s core features, fees, staking, and tools, helping you decide if this cryptocurrency exchange fits your needs.
Inside, you will find details on trading modes, commissions and discounts, EXMO Premium, staking via EXMO Earn, the referral program, funding and withdrawals, and security practices.
General Information About the EXMO Exchange
EXMO launched in 2013, created by Pavel Lerner, Eduard Anufriev, and Ivan Petukhovsky. It began as the ExMoney exchanger and later rebranded into a full crypto exchange. The company is registered in the United Kingdom and operates under the framework of the Financial Conduct Authority. The interface is localized into English, Spanish, French, German, Italian, Portuguese, Romanian, Chinese, Russian, Ukrainian, Polish, and Turkish.
Access from Russia is restricted on the main domain; users there rely on the mirror. The service was blocked across parts of the Commonwealth of Independent States in 2017 by Roskomnadzor. EXMO does not accept users from the United States; if you are a United States resident, onboarding and verification may be unavailable, and access can be restricted based on your location.
By early 2026, more than 3 million accounts are registered. As reported by CoinMarketCap, the venue sits around 84th by daily turnover, averaging roughly $61 million per day.
A notable drawback is the absence of a public proof-of-reserves report on the website or third-party analytics pages. From a safety and legitimacy perspective, EXMO’s long operating history and strict identity checks are positives, but the lack of proof-of-reserves reduces transparency around custody and liabilities. As with any exchange, user reputation tends to be mixed and often centers on verification friction, support responsiveness during peak load, and occasional operational delays during high-volatility periods.
Regulatory footprint and strong account controls are helpful baselines, but transparency on reserves and incident handling is what most directly improves user safety.
Registration and Verification on EXMO
How to Create an Account
Sign-up works with an email address or by using an existing Google profile. Follow these steps:
- On the official site, press Register to begin the process.
- Enter your email and choose a strong password.
- Create a username and add a phone number to receive a confirmation code.
- Accept the privacy policy, submit the code in the specified field, and complete account creation.
Identity Verification Tiers
Verification is split into three levels:
- Basic. Confirm email and phone, enable two-factor authentication, and install the mobile app. Crypto deposits and e-wallet top-ups have no set cap.
- Standard. Provide personal details (full name, birth date, document number, etc.), upload an ID scan, and submit a selfie holding the document. Card payments then become available.
- Advanced. Prove your residential address with a utility bill, mortgage statement, or similar document to raise limits for fiat operations.
Identity checks typically finish within 20 minutes to 2 hours.
Trading Opportunities on EXMO
How Trading Works on the Platform
Three modes are available:
- Quick Trades. Swap assets in a few clicks through a simplified interface designed for newcomers.
- Spot Trading. A standard market terminal with charts, an order book, indicators, and multiple order types for buying and selling.
- Margin Trading. Amplify exposure with leverage up to 20x. Beyond crypto, EXMO also offers margin access to selected stocks, indices, and commodities.
The exchange supports five order types:
- Market Order. Executes immediately at the current price, offering instant fills but uncertain final execution price.
- Limit Order. Places a buy or sell at a specified price level.
- Stop Order. Triggers a market order once the asset hits the stop price you set.
- Stop-Limit Order. After reaching the stop price, a limit order is placed at your chosen limit.
- Trailing Stop. The stop price follows market movement by a set distance rather than remaining fixed.
Available Markets
Expect more than 60 cryptocurrencies and roughly 150 trading pairs. Major names are typically represented, such as Bitcoin (BTC), Ethereum (ETH), Litecoin, XRP, and Tether. The lineup is smaller than large global venues, so some newer, niche, or fast-rotating tokens may be missing, and availability can also vary by region.
Fees and Volume Discounts
Trading costs vary by instrument and volume. Spot fees by pair class:
- Spot: Crypto/Crypto — 0.1% maker and 0.1% taker.
- Spot: Crypto/Tether — 0.2% maker and 0.2% taker.
- Spot: Crypto/Fiat — 0.3% maker and 0.3% taker.
Margin and other trading costs:
- Margin: Opening/Funding — 0% maker and 0.05% taker.
- Margin: Liquidation — 0.5% of the position value.
- Quick Exchange — 1% each side.
Margin trading can add funding and liquidation costs on top of your entry and exit prices, so it is worth modeling fees before using leverage.
Monthly volume-based discounts:
| Monthly Volume | Maker Fee | Taker Fee |
|---|---|---|
| Under $10,000 | 0.1% | 0.1% |
| $10,000–$25,000 | 0.067% | 0.093% |
| $25,000–$50,000 | 0.053% | 0.087% |
| $50,000–$100,000 | 0.047% | 0.08% |
| $100,000–$250,000 | 0.04% | 0.073% |
| $250,000–$500,000 | 0.033% | 0.067% |
| $500,000–$1,000,000 | 0.027% | 0.06% |
| $1,000,000–$2,500,000 | 0.02% | 0.053% |
| $2,500,000–$5,000,000 | 0.013% | 0.047% |
| $5,000,000–$10,000,000 | 0.007% | 0.04% |
| $10,000,000–$50,000,000 | 0% | 0.03% |
| Over $50,000,000 | −0.017% | 0.027% |
A negative maker rate means you receive a rebate for providing liquidity.
For deeper savings, consider EXMO Premium below.
EXMO Premium
EXMO Premium offers 30-day fee reductions through four paid tiers. Packages start at $1 and are purchased using EXMO Coin. Each plan sets fixed maker and taker discounts for the period.
Package lineup:
| Package | Price (Dollars) | Maker Discount | Taker Discount |
|---|---|---|---|
| Basic | $1 | −33% | −6% |
| Standard | $10 | −66% | −33% |
| Advanced | $100 | −86% | −53% |
| Professional | $500 | −100% | −66% |
Match your plan to expected turnover. For instance, Basic suits volumes up to $10,000 per month, while Professional is aimed at heavy traders handling roughly $1,000,001 to $20,000,000 monthly.
Depositing and Withdrawing Funds on EXMO
How to Add Funds
Top up your balance in several ways:
- Cryptocurrency. Choose a coin and send to the generated address. EXMO charges no deposit fee.
- Bank Card. The platform supports certain regional issuers. The fee is 4%.
- AdvCash or Payeer. The deposit fee is 1%.
- EXMO Gift Card. Create and redeem cards for the chosen asset and amount without a fee.
Availability of specific payment methods can depend on your country and the issuer’s rules. In practice, fiat funding options may require at least the Standard verification tier, while crypto deposits are typically available earlier.
How to Withdraw Funds
Use the same channels to cash out:
- Cryptocurrency. Enter the destination address and confirm. Only the blockchain fee applies.
- Bank Card. Select the fiat currency in Wallet and choose Withdraw. The fee is 4.99% plus a fixed service charge.
- AdvCash or Payeer. The fee is 1.49%. Payeer may additionally charge the recipient up to 1%.
Withdrawal limits and processing times vary by verification tier, asset, and the chosen method. Crypto withdrawals are usually processed after internal checks and then depend on blockchain confirmations, while card and payment-system withdrawals can take longer depending on provider schedules and regional banking rules.
Passive Income on EXMO
EXMO Coin
EXMO’s native token traded at $0.005597 on March 3, 2025. Holding EXMO Coin unlocks multiple perks across the platform:
- Lower trading costs, with EXMO Premium payable only in EXMO Coin.
- Early access to new listings, initially purchasable solely with EXMO Coin for three days.
- Copy trading payments are settled in EXMO Coin.
- Discounts on margin-related fees when paying with EXMO Coin.
- Cloud mining services from partners can be bought using EXMO Coin.
- Priority help from the support team.
- Unrestricted access to the community chat.
- Voting rights on listings and delistings.
- Early access to upcoming features.
EXMO Earn Staking
Stake more than 40 cryptocurrencies for passive income. Yield bands depend on how many EXMO Coin tokens you hold. For Tether as an example:
| EXMO Coin Tokens Held | Yield Range (Tether) |
|---|---|
| No EXMO Coin requirement | 6.50%–11.00% |
| 40,000 EXMO Coin tokens | 7.50%–12.00% |
| 90,000 EXMO Coin tokens | 8.50%–15.00% |
Choose fixed terms of 30, 60, 90, or 180 days. There is no flexible, open-ended option.
Referral Program
Earn by inviting new users who register through your referral link or banner. Commissions accrue from their trading activity.
There is no cap on the number of referrals. You can receive up to 25% of each referred user’s trading fees.
Security
EXMO includes several safeguards to protect accounts and withdrawals:
- Two-factor authentication.
- Login confirmations through the mobile app.
- Email confirmations for withdrawals.
- Comprehensive login history.
- Internet protocol address allowlisting for account access.
At the platform level, security typically also depends on how custody is handled (for example, separating hot and cold wallets) and how quickly incidents are communicated and remediated. EXMO does not publish a proof-of-reserves report, and it does not present detailed, public information about insurance coverage; if you keep meaningful balances on the exchange, consider minimizing exposure and using the available withdrawal controls.
Additional Features and Tools
Mobile App
Mobile apps for iOS and Android are available via the major app stores, delivering the core exchange experience.
Main capabilities include:
- Account registration and verification.
- Buying, selling, and swapping crypto or fiat currencies.
- Deposits and withdrawals to cards and other supported methods.
- Access to the in-app chat.
Registration Bonuses
Certain referral links found online grant a $100 bonus after you pass identity checks. The credit can be used for trading and to cover fees but cannot be withdrawn.
Pros and Cons of EXMO
- ProsBroad support for bank cards and multiple fiat currencies.Regulatory oversight with a Financial Conduct Authority license.Regional offices focused on local user support.Mandatory verification increases platform trust.Quick exchange for rapid conversions in a couple of clicks.Robust benefits for EXMO Coin holders.Attractive staking options for various cryptocurrencies.Round-the-clock, multilingual customer support.
- Broad support for bank cards and multiple fiat currencies.
- Regulatory oversight with a Financial Conduct Authority license.
- Regional offices focused on local user support.
- Mandatory verification increases platform trust.
- Quick exchange for rapid conversions in a couple of clicks.
- Robust benefits for EXMO Coin holders.
- Attractive staking options for various cryptocurrencies.
- Round-the-clock, multilingual customer support.
- ConsFiat withdrawals carry comparatively high fees.Customer support replies can be slow during peak times.No derivatives such as futures or options.Affiliate tools and customization are limited.Verification is required even for basic crypto operations.
- Fiat withdrawals carry comparatively high fees.
- Customer support replies can be slow during peak times.
- No derivatives such as futures or options.
- Affiliate tools and customization are limited.
- Verification is required even for basic crypto operations.
Compared with Coinbase, EXMO generally offers a more trading-terminal-oriented experience and can be more competitive on active trading fees, while Coinbase is typically more beginner-focused and stronger on United States access and compliance. Compared with Bitget, EXMO is simpler and more spot-centric, while Bitget is usually broader on advanced features (notably derivatives and copy-trading depth) and tends to list more assets across more markets.
FAQ
Which Trading Modes Does EXMO Offer?
You can use quick trades for instant swaps, a classic spot terminal with multiple order types, and margin trading with leverage up to 20x.
What Are the Fees on EXMO and How Can I Lower Them?
Spot rates range from 0.1% down to 0% for makers and from 0.1% down to 0.027% for takers, depending on volume. You can cut costs by increasing monthly turnover or purchasing an EXMO Premium package.
What Deposit and Withdrawal Methods Are Supported?
Deposits are available via cryptocurrencies, bank cards, AdvCash, Payeer, and EXMO Gift Card. Withdrawals use similar channels, with typical card cash-outs at 4.99% plus a fixed fee.
How Do I Complete Verification and What Is It For?
Verification has three stages: basic (email and phone), standard (ID scan and selfie), and advanced (proof of address). Higher tiers unlock card payments and larger fiat limits.
Which Passive Income Options Are Available?
EXMO Earn supports staking on 40+ assets, the referral program shares up to 25% of invitees’ trading fees, and EXMO Coin unlocks extra discounts and utilities across the platform.
Conclusion
EXMO focuses on straightforward spot and margin markets, practical staking, and fee discounts via EXMO Premium. It lacks futures and a public proof-of-reserves report, and fiat fees can be steep, but its card support, multilingual service, and EXMO Coin-driven perks make it a viable choice for many crypto traders.
Reviews (3)
EXMO’s 2020 hack and lack of proof-of-reserves make me question their security—how can I trust them with my money?
EXMO’s lack of a public proof-of-reserves report raises serious transparency concerns, making it difficult to verify the platform’s solvency and the safety of user funds. This opacity is unacceptable for any serious investor.
I can’t believe I fell for this so-called “investment opportunity.” The platform’s security is a joke—hackers waltzed in and drained funds from multiple wallets, including BTC, XRP, and ETH, yet they claim only 5% was affected. ([ ]( Their so-called “insurance fund” is laughable, and the lack of transparency about their reserves is downright suspicious. To top it off, they don’t even accept users from the United States, leaving investors like me high and dry. This whole operation reeks of incompetence and negligence.