The stablecoin A7A5, pegged to the Russian ruble, has increased yields on deposited tokens. This was reported by sources who reveal details about how this cryptocurrency’s operational model works in practice.
The news comes amid discussions of new European sanctions. Russian crypto platforms and banks in Kyrgyzstan, where the issuer of A7A5 is registered, may fall under the restrictions.
A7A5 Offers 15% Annual Yield to Holders
Holding the stablecoin A7A5 in a wallet now brings 15% per year. The project, legalized in Russia and under the scrutiny of Western regulators, announced the rate increase.
According to local crypto media, users are effectively paid almost all the income generated from placing funds in the short-term market.
A7A5 is pegged to the ruble at a 1:1 ratio and backed by bank deposits. The yield is floating. Currently, it is set at one percentage point below the Bank of Russia’s key rate, which is 16%.
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Income is credited automatically through a rebase mechanism. This was reported by Bits.media.
The token operates on the Ethereum and Tron networks. It is traded on both centralized and decentralized exchanges, notes RBC Crypto.
At the same time, funds are stored in users’ personal wallets. There is no need to transfer them to a custodial platform.
You can buy A7A5 in Moscow at A7 Finance offices, as well as through the project’s official website. The minimum purchase is 100 tokens.
There are restrictions for transactions. Withdrawals are limited to 600 tokens, and the maximum monthly transaction volume must not exceed 600,000.
The issuer states that the token is intended for managing ruble liquidity in the crypto space. Income is credited automatically, and the coins themselves can be freely transferred and exchanged.
Unlike bank deposits and many DeFi solutions, funds in A7A5 remain available at any time for transfer, exchange, or withdrawal, the project team emphasizes.
Growth of the Ruble Stablecoin A7A5
A7A5 was launched in February 2025. The project was developed by the Russian company A7, but the issuer is the Old Vector structure, registered and regulated in Kyrgyzstan. The company claims full independence.
According to DeFiLlama, A7A5 has a market capitalization exceeding $500 million, with more than 39 billion tokens in circulation. It accounts for almost half of the stablecoin market not pegged to the dollar.
In September, Moscow’s financial authorities recognized A7A5 as a digital financial asset under Russian law. This status allows it to be used for settlements in foreign trade.
From the very beginning, the project was suspected of being used to circumvent Western financial restrictions imposed after the invasion of Ukraine.
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Sanctions have also affected A7, owned by Moldovan oligarch and Russian citizen Ilan Shor, and Old Vector. The restrictions also impacted related structures, including the Kyrgyz exchange Grinex. It is considered the successor to the Russian platform Garantex, which was closed in March 2025. It was Grinex that took over processing A7A5 withdrawals after its closure.
A7A5 transactions also go through the Tokeon platform, which is part of the PSB group. This refers to the state-owned Russian bank previously known as Promsvyazbank. The token is believed to be backed by deposits in PSB, which is also under sanctions.
According to analytics company Elliptic, in its first year, the ruble stablecoin processed transactions totaling more than $100 billion.
Meanwhile, the European Union is preparing a new round of sanctions against crypto platforms linked to Russia. Organizations from third countries may also be affected. Among them are two banks in Kyrgyzstan suspected of processing crypto transactions for Russian entities.
